When you think of mortgages that enable thousands of people to acquire homes every year, you are thinking of the Benchmark Lending group which has provided much needed finances to get new homes or refinance the existing homes to many families for over ten years. They offer tailor made mortgages to suit the needs of customers ensuring that you can afford it. They make this happen by considering the cash flow of every customer. They also consider the repayment period, investment opportunities and your equity plans. The Benchmark lending group was founded by Barney Aldridge in 1995 as a primary mortgage lending bank and it continues to grow. Customers can expect no hassles and there are no middlemen. The headquarters are located in Northern California and their culture is to provide a good service with dedication and passion.

When you need to apply for a loan, the company assures you that the process is easy and, you do not have to worry about complications. You will have a loan officer guide you through the whole process briefing you on all vital issues on credit until you have a satisfactory end. At Benchmark lending group, the management consists of people who have mastered the industry and proved that they can deliver what it takes to progress the business. It consists of the President who is the Chief Executive officer. His name is Jason Ehrlicher and he began as a loan officer in the company and years have seen him become capable and able to lead owing to his rich experience and dedication to the company since it began.

The others in the management team include the Director of Human Resources, Vice President of Sales and the Sales Manager. The first kind of loan they offer is the Fixed Rate Loan where the rate does not change and one can get a loan to repay in 10, 15, 20 and 30 years. People who go for such a loan must be planning to keep their house for more than 10 years and, for those who do not plan to use their home equity for the period of the loan. The other kind of mortgage the Benchmark Lending group offer is the adjustable rate mortgage. This loan is for people who plan to keep their house for up to 10 years or less. The duration for this kind of mortgage is usually 3, 5, 7 and 10 years.

A freedom loan from Benchmark Lending is the most popular because it is an adjustable loan that enables you to choose from 4 different payment methods according to your convenience every month. The loan is tailor made for people who do not have a regular or stable cash flow and for people who want to make other investments. Another loan suitable for people with fluctuating incomes is the Better Half loan and, it will help people with unstable monthly income realize their dream of owning a home. There are very many other options to choose from and, you can even apply online on their site. There are other resources that you will find very helpful. Before you take any mortgage, it is good to consider your income and your flexibility and ability to repay given the many options of repayments. Get a good system that will help you realize your dream for a good home.

Free $1000 Best Buy gift cards are now being offered by online research companies. This card can be used to go shopping for electronics, computers and many other accessories. If you like shopping at Best Buy and would like to receive a free shopping spree, read this article and I will show you how to obtain a free gift card.

What do I have to do?

Anyone is eligible for this offer. When I first heard of freebies online I thought it was a complete scam. It just did not seem possible. I mean who in their right mind would give away $1000 so I could go shopping for free? To my surprise, I found out that this offer was actually legit and did require some tedious but simple work.

This is how it works. There are sponsors that are willing to cover the expense for the free $1000 Best Buy gift card by you filling out surveys and trying out products for free. Why would companies do this? Well, this gives them new customers for their products and is an easy way to advertise. This method has been more effective than spending thousands on magazine ads and TV commercials that doesn't promise return on their investments. You get to try offers for free and get compensated.

What offers are available?

The beauty of it all is that you get to choose which trial offer you want. They got everything from credit cards, movie rental service, home appliances, game consoles and even stamps. You choose what interests you most. This is a win/win situation for the promoter and the consumer.

Some of these free trial offers require your credit card information. You have two weeks to cancel your free trial before you are charged. My best advice is to keep track of how long you been using your free trial to avoid losing money. If you don't have a credit card don't get discouraged, there are free trials that don't require this information.

These offers in a way are not actually free. You have to dedicate a few minutes and participate in order to complete. You know the saying "time is money."